37 years protecting what matters most

Protect your future.

We are your financial ally against the unexpected! Protect your health, family, and assets without compromising your financial stability. With 37 years of experience in insurance and bonds.

37+ Years of experience
3,000+ Families protected
15+ Partner insurers
Our services

Comprehensive protectionfor every stage.

At Firmum, we don't just sell policies; we design protection and growth strategies.

Major Medical Insurance

Protect your health without risking your financial stability. Private care, real support in the most important moments.

Life Insurance

You can't avoid the unexpected… but you can avoid leaving your loved ones unprotected.

Retirement Plan

Your retirement isn't improvised, it's built. Start today creating the financial freedom you want tomorrow.

Investments (Optimaxx Elite)

Grow your money with strategy and liquidity. Invest smart without losing access to your capital.

Auto Insurance

It's not about paying less, it's about being well protected. Coverage that truly responds when you need it.

Home Insurance

Protect everything you've built over years of effort. Your home, belongings, and even your pets backed up.

Major Medical Insurance

Don't choose between your health or your money. An accident or illness shouldn't destroy your financial stability.

Protect your health without risking your financial stability. Private care, real support in the most important moments.

¿Cómo te ayudamos en Firmum?

We analyze your profile and needs to design the best protection strategy. We create clear comparison charts across insurers so you choose with confidence.

Types of Major Medical Insurance

  • Individual: Tailored protection for you and your family
  • Group / SMB: Reduce costs up to 30% with tax benefits
  • International: Access to medical care anywhere in the world
  • Travel Medical: Pay only for the days you need
  • Maternity: Welcome your baby with medical support and up to $50,000 MXN
  • Connection Insurance: Keep your coverage when changing jobs
  • Pet Insurance: Because they are family too

Life Insurance

Leave protection, not uncertainty. If you're gone today… would your family have peace of mind or financial problems?

You can't avoid the unexpected… but you can avoid leaving your loved ones unprotected.

¿Cómo te ayudamos en Firmum?

We analyze your goals, life stage, and needs to design the ideal insurance for you and your family.

Life Insurance Options

  • Pure life insurance: 100% protection for your family
  • Endowment life insurance: Protection + money back at the end
  • Savings + life insurance: Protection with money growth
  • Term insurance (level premium): Fixed, accessible payments
  • Group life: Protect your team at a better cost

Retirement Plan

Will you be the grandparent who enjoys life and travels… or the one who depends on others?

Your retirement isn't improvised… it's built. Start today creating the financial freedom you want tomorrow.

¿Cómo te ayudamos en Firmum?

We analyze your goals, lifestyle, and savings capacity to design a tailored strategy with tax benefits.

Plan Options

  • Full investment plan: Grow your money with focus on returns and liquidity
  • Savings + protection plan: Build your wealth while protecting your future

A personal retirement plan isn't just for age 65. It's a financial tool for starting a business, buying a car, a home, or achieving personal goals.

Investments — Optimaxx Elite

Imagine investing with the security of insurance… but with the liquidity of a bank.

Grow your money with strategy and liquidity. Invest smart without losing access to your capital.

¿Cómo te ayudamos en Firmum?

We analyze your profile, goals, and investment horizon to build a smart, personalized strategy.

What is Optimaxx Elite?

  • Money growth through diversified investment portfolios
  • Liquidity to access your capital when needed
  • Asset protection: your money becomes non-attachable
  • Tax benefits that optimize your returns
  • Smart asset diversification

Auto Insurance

It's not just your car… it's your peace of mind, your money, and the people riding with you.

It's not about paying less, it's about being well protected. Coverage that truly responds.

¿Cómo te ayudamos en Firmum?

We compare across insurers for you, balancing price and protection level.

Insurance types

  • Individual auto insurance: Complete protection for your vehicle and passengers
  • Fleet insurance (5+ units): Optimize costs and protect your operation
  • Cargo trucks: Specialized coverage for cargo, unit, and liability

Most policies include $200,000 in medical expenses… but if your car is full, that amount is split. At Firmum, we design coverage starting at $100,000 per passenger. A 3% deductible makes a big difference vs 10%.

Home Insurance

Don't leave the assets you built over years to chance.

Protect everything you've built over years of effort. Your home, belongings, and even your pets.

¿Cómo te ayudamos en Firmum?

We compare across insurers for you, balancing price and protection for your assets.

What does Home Insurance protect?

  • Your home against fire, earthquake, or theft
  • Your contents (furniture, electronics, personal items)
  • Replacement at new value, not depreciated
  • Electrical damage, including lightning
  • Liability for third-party damage (up to $100,000 MXN)
  • Protection for domestic employees
  • Coverage for family and pets, even outside the home

A fire, a theft, or even a power surge can erase in seconds what took years to build. Most people don't know this insurance exists… until they need it.

SMB Insurance & Liability

Your business doesn't just depend on sales… but on how protected it is against the unexpected.

Protect your business against unforeseen events that could jeopardize years of effort.

¿Cómo te ayudamos en Firmum?

We compare across insurers so your business is backed without overpaying.

What does SMB Insurance cover?

  • Property damage (fire, explosion, earthquake)
  • Contents (furniture, equipment, inventory)
  • Theft of merchandise or assets
  • Electrical damage to equipment and machinery
  • Business interruption (income loss)
  • Third-party liability
  • General, Professional, Tenant, Activity-specific liability

Your business can grow for years… but a single event can put it at risk.

Bonds

A contract without backing can cost you a great business opportunity.

Secure contract compliance and protect your operations.

¿Cómo te ayudamos en Firmum?

We analyze your capacity and structure your bonding line for agile and strategic bond issuance.

Types of Bonds

  • Bid Bond: Guarantees the seriousness of your proposal
  • Advance Payment: Ensures correct use of received funds
  • Performance: Guarantees full contract execution
  • Hidden Defects: Backs work quality after completion
  • Individual Fidelity: Protects against fraud in key positions
  • Collective Fidelity: Protection for all personnel
  • Credit Bonds: Guarantee payment obligations
Who we are

We design protectionstrategies.

01

Our mission

Protect what you've built. From ensuring your family's health to driving your business growth through loans, investments, and bonds, we manage your peace of mind comprehensively.

02

Our vision

To be the leading insurance firm in trust and personalized service, where every client feels supported by experts who truly know their story and goals.

03

Our philosophy

Insurance isn't an expense, it's the most powerful financial tool to shield your assets. It's not just about having insurance… it's about your family only worrying about you, not money, in the hardest moments.

More services

We also protectyour business.

"Protect your business against unforeseen events that could jeopardize years of effort. We cover property damage to liability, so your company keeps operating no matter what."

RC
SMB & Liability
Property, contents, theft, business interruption, liability · Business insurance

"Secure contract compliance and protect your operations. Administrative, fidelity, and credit bonds so you never lose contracts for lack of guarantees."

FZ
Bonds
Bidding, advance payment, compliance, hidden defects, fidelity · Bonding

"Had an incident? We're with you. Stay calm, don't admit responsibility, and call your insurer. We accompany you through the entire process."

SN
Claims support
Full accompaniment when you need it most · 24/7 Support
Don't know where to start?

Book a freeconsultation.

We analyze your profile and needs to design the best protection strategy. We create clear comparison charts across insurers so you choose with confidence.

Personal

Tailored

Protection for you and your family.

  • Major Medical Insurance
  • Life Insurance
  • Retirement Plan
  • Auto Insurance
  • Home Insurance
  • Investments (Optimaxx Elite)
Book consultation

Investment

Personalized

Grow your wealth with strategy.

  • Optimaxx Elite (Allianz)
  • Savings + protection plan
  • Tax benefits
  • Liquidity & capital access
  • Smart diversification
  • Non-attachable assets
More info

It's not just about having insurance.

It's about your family only worrying about you, not money, in the hardest moments. Book your free consultation today.

Book free consultation

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